Auto Accident Coverages
Enhanced Replacement Coverage
If you cause an accident, Bodily Injury Liability coverage protects you by paying for costs resulting from harm you do to others. The amount of coverage you choose should at least equal the value of what you stand to lose financially, if you are found legally responsible for a serious auto accident.

When you're involved in an accident and the other driver isn't adequately insured or has no insurance, Uninsured/Underinsured Motorist coverage can protect you by paying for your injuries when the other driver is at fault. When choosing this coverage, consider how much you might need to meet your financial obligations.

Coverage for your car
If your car is damaged in a collision with another car, a tree, or just about anything else, regardless of who's at fault the repair costs are typically paid by Collision coverage. For damage to your car from other causes such as fire, theft, vandalism, hail and falling objects, the repair costs are typically paid by Comprehensive coverage. If you have a loan or lease on your car, collision and comprehensive coverage may be required; consult with your AAA Insurance Representative.

Some factors to consider when choosing this coverage are the age and value of your vehicle and your ability to pay for repairs out of your own pocket. You will also need to consider what deductible amounts you can comfortably afford.

Rental Car
We also offer Rental Car Reimbursement as an optional coverage. When your car is being repaired after an accident, we will provide a rental car to help you get back on the road quicker.
Coverage for your personal needs
If you suffer injuries in a covered auto accident, Personal Injury Protection, otherwise known as No Fault insurance, coverage typically pays for medical, hospital, loss of income, funeral costs and other related expenses for you and your passengers. Optional Basic Economic Loss and Medical Payments Coverage are additional Personal Injury Protection options that are available to provide you with greater protection.