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Additional Home Insurance Coverages

Enhanced Replacement Coverage


Increases dwelling coverage limit to 125% or 150% of the amount shown on your policy declarations, should a covered claim exceed your policy limits.

Water Back-Up Coverage


Protection for dwelling and personal property damaged by water that backs up through sewers, drains, or overflows from a sump.

Identity Theft / Fraud Coverage


Up to $15,000 in coverage for expenses you incur as a result of the theft of your identity one of today's fastest growing crimes.

Mortgage Protection Coverage


Pay up to $1,500 of your monthly mortgage coverage for up to a year if your home is made uninhabitable as a result of a covered loss.

Computer Coverage


Added protection from theft, damage and loss for your hardware and software.

Home-Based Business Coverage


If you ever work at home or have a home-based business, chances are that you are exposed to increased liability.

Personal Liability Umbrella Coverage


In the event a serious accident occurs, this coverage provides additional protection from liability claims. It protects your assets with limits much higher than on your existing auto and homeowners policies.

Flood Insurance


Provided through the National Flood Insurance Program (NFIP). This policy is available in participating communities, regardless of whether or not you live in a high flood-risk area.

Assisted Living Care Coverage


Provides coverage for personal property, liability and loss of use while your loved one lives in and independent living facility.

To learn more about AAA Insurance,
please contact your local AAA Insurance Agent



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